Mike MacGillivray

Mike MacGillivray

I'm a second-generation licensed agent and broker at Shaw, Moses, Mendenhall, and Associates in Southern California. My goal is simple: It's to help educate and inform on various aspects of insurance and the insurance industry in the hope that it might help you make better-informed decisions.

Podcast Episode 2: Do You Have Coverage If You Are Sued For Spreading COVID-19?

"You gave me COVID" - What do you do?

Does your personal insurance policy cover you if someone accuses you, and sues you, for giving them COVID-19? Is this type of lawsuit even likely? Maybe. Would that type of lawsuit be hard to prove? Absolutely. Though it isn’t very likely someone would sue you for giving them COVID-19, we have received several questions on it, so we wanted to explore the issue from an insurance perspective.

Does your personal insurance policy cover you in the rare event you are accused of and sued for giving someone else COVID-19? The answer depends on the language in your insurance policy, and we will help show you where to find it.

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Podcast Episode 5: Business Income Coverage & COVID-19

Will insurance policies honor business income coverage, especially in light of the many mandated closures?

In the wake of COVID-19, we’ve been getting a lot of questions from clients and colleagues about whether insurance policies will honor business income coverage, especially in light of the many mandated closures.

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Filing riot civil commotion claims

Podcast Episode 4: Riots civil commotion

For business owners affected by riots and looting, there is a recommended approach they may want to take in filing a claim. I share this recommendation courtesy of The Greenspan Co. Adjusters International in this episode.

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