Mike MacGillivray

Mike MacGillivray

I'm a second-generation licensed agent and broker at Shaw, Moses, Mendenhall, and Associates in Southern California. My goal is simple: It's to help educate and inform on various aspects of insurance and the insurance industry in the hope that it might help you make better-informed decisions.

Podcast Episode 3: You gave me COVID part 2

If a customer sues your business, claiming they contracted COVID-19 at your business, does your business owner’s policy cover you?

If a customer sues your business, alleging they contracted COVID-19 while patronizing your business, does your business owner’s policy cover you? As we discussed last time, would this type of lawsuit be hard to prove? Most likely. Regardless, we want to explore the issue from an insurance perspective. Does your business owners policy cover you if a patron sues your business alleging they contracted COVID-19 at your place of business? The answer depends on the language in your insurance policy, and we will help show you where to find it.
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Podcast Episode 5: Business Income Coverage & COVID-19

Will insurance policies honor business income coverage, especially in light of the many mandated closures?

In the wake of COVID-19, we’ve been getting a lot of questions from clients and colleagues about whether insurance policies will honor business income coverage, especially in light of the many mandated closures.

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Filing riot civil commotion claims

Podcast Episode 4: Riots civil commotion

For business owners affected by riots and looting, there is a recommended approach they may want to take in filing a claim. I share this recommendation courtesy of The Greenspan Co. Adjusters International in this episode.

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