Mike MacGillivray

Mike MacGillivray

I'm a second-generation licensed agent and broker at Shaw, Moses, Mendenhall, and Associates in Southern California. My goal is simple: It's to help educate and inform on various aspects of insurance and the insurance industry in the hope that it might help you make better-informed decisions.

Podcast Episode 6: Personal Umbrella Insurance

How Does It Work And Why Is It So Valuable?

You may have heard the term “personal umbrella insurance.” What exactly is it, and why can it be so valuable to have?

Unintentionally, we can cause serious injury or harm to others; that risk is always present, even though we don’t mean to cause any harm. However, a simple trip to the store can result in an unintentional car accident that may seriously injure another person and set us back thousands of dollars unless we have enough insurance protection. Personal umbrella insurance can provide that protection.

In this podcast, we talk about what personal umbrella insurance is, how it works, and we will illustrate its value using a real-life situation as a case study. 

Play Video

Podcast Episode 5: Business Income Coverage & COVID-19

Will insurance policies honor business income coverage, especially in light of the many mandated closures?

In the wake of COVID-19, we’ve been getting a lot of questions from clients and colleagues about whether insurance policies will honor business income coverage, especially in light of the many mandated closures.

Read More »
Filing riot civil commotion claims

Podcast Episode 4: Riots civil commotion

For business owners affected by riots and looting, there is a recommended approach they may want to take in filing a claim. I share this recommendation courtesy of The Greenspan Co. Adjusters International in this episode.

Read More »